:root{
  --bg:#f5f3ef;
  --bg-soft:#fbfaf7;
  --panel:#fffdfa;
  --panel-2:#f1efe8;
  --ink:#182026;
  --muted:#5f6b72;
  --line:rgba(24,32,38,.09);
  --accent:#2d6459;
  --accent-2:#c39b63;
  --shadow:0 18px 50px rgba(24,32,38,.08);
  --shadow-soft:0 10px 28px rgba(24,32,38,.06);
  --radius-xl:32px;
  --radius-lg:24px;
  --radius-md:18px;
  --max:1240px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color:var(--ink);
  background:
    radial-gradient(circle at top left, rgba(195,155,99,.13), transparent 28%),
    radial-gradient(circle at 85% 18%, rgba(45,100,89,.09), transparent 24%),
    linear-gradient(180deg, #f8f6f1 0%, #f3f0ea 100%);
  line-height:1.55;
}

a{color:inherit;text-decoration:none}
img{max-width:100%}
.page-shell{max-width:var(--max); margin:0 auto; padding:28px 22px 42px}
.topbar{
  display:flex; justify-content:space-between; align-items:center; gap:24px;
  padding:14px 0 28px;
}
.brand{display:flex; align-items:center; gap:14px; min-width:0}
.brand-mark{
  width:16px; height:16px; border-radius:50%;
  background:linear-gradient(135deg,var(--accent),var(--accent-2));
  box-shadow:0 0 0 8px rgba(255,255,255,.55);
}
.brand-text{display:flex; flex-direction:column; gap:2px}
.brand-text strong{font-size:1rem; letter-spacing:.01em}
.brand-text em{font-style:normal; color:var(--muted); font-size:.82rem}
.topnav{display:flex; flex-wrap:wrap; gap:10px}
.topnav a{
  padding:10px 14px;
  background:rgba(255,255,255,.58);
  border:1px solid rgba(255,255,255,.65);
  border-radius:999px;
  color:#344048;
  backdrop-filter: blur(10px);
}
.topnav a:hover{background:#fff}

.hero-grid{
  display:grid;
  grid-template-columns: minmax(0,1.65fr) minmax(280px,.9fr);
  gap:24px;
  align-items:stretch;
  margin-bottom:34px;
}
.glass-panel, .rail-card, .soft-panel, .guide-card, .faq-card, .legal-card, .term-row, .side-card, .thankyou-panel, .legal-navbox, .address-strip, .band-panel{
  background:rgba(255,255,255,.74);
  border:1px solid rgba(255,255,255,.72);
  box-shadow:var(--shadow);
  backdrop-filter: blur(12px);
}
.hero-copy{
  border-radius:40px;
  padding:44px 40px;
  position:relative;
  overflow:hidden;
}
.hero-copy:before{
  content:"";
  position:absolute;
  inset:auto -20% -30% auto;
  width:240px; height:240px; border-radius:50%;
  background:radial-gradient(circle, rgba(45,100,89,.12), transparent 66%);
}
.eyebrow{
  margin:0 0 14px;
  color:var(--accent);
  text-transform:uppercase;
  letter-spacing:.16em;
  font-size:.74rem;
  font-weight:700;
}
.hero-copy h1, .legal-hero h1, .thankyou-panel h1{
  margin:0;
  font-family: Georgia, "Times New Roman", serif;
  font-size:clamp(2.5rem, 5vw, 4.9rem);
  line-height:.98;
  letter-spacing:-.03em;
}
.lede{
  margin:22px 0 0;
  max-width:48rem;
  font-size:1.08rem;
  color:#36414a;
}
.hero-actions{display:flex; flex-wrap:wrap; gap:12px; margin-top:28px}
.button{
  display:inline-flex; align-items:center; justify-content:center;
  min-height:48px; padding:0 18px; border-radius:999px;
  border:1px solid transparent; font-weight:600;
}
.button-solid{
  color:white;
  background:linear-gradient(135deg,var(--accent),#1e4941);
  box-shadow:0 14px 30px rgba(45,100,89,.22);
}
.button-ghost{
  background:rgba(255,255,255,.64);
  border-color:var(--line);
}
.hero-inline-note{
  display:flex; flex-wrap:wrap; gap:10px; margin-top:28px;
}
.hero-inline-note span{
  padding:9px 12px;
  background:rgba(255,255,255,.62);
  border:1px solid var(--line);
  border-radius:999px;
  color:var(--muted);
  font-size:.93rem;
}
.hero-rail{display:grid; gap:18px}
.rail-card{
  border-radius:28px;
  padding:26px 24px;
}
.note-card{min-height:220px}
.metric-card{background:linear-gradient(180deg, rgba(255,255,255,.84), rgba(241,239,232,.84))}
.small-label{
  margin:0 0 12px;
  color:var(--muted);
  font-size:.78rem;
  letter-spacing:.12em;
  text-transform:uppercase;
}
.rail-card h2{
  margin:0 0 12px;
  font-size:1.45rem;
  line-height:1.16;
  font-family: Georgia, "Times New Roman", serif;
}
.metric-list{list-style:none; padding:0; margin:10px 0 0; display:grid; gap:16px}
.metric-list li{display:flex; align-items:baseline; gap:10px}
.metric-list strong{font-size:2rem; font-family:Georgia,serif}
.metric-list span{color:var(--muted)}

.editorial-band{
  display:grid;
  grid-template-columns:minmax(0,1.1fr) minmax(260px,.9fr);
  gap:18px;
  margin:14px 0 42px;
  align-items:center;
}
.band-copy{
  padding:4px 4px 4px 6px;
}
.band-copy h2{
  margin:0;
  font-size:clamp(1.7rem, 3vw, 2.6rem);
  line-height:1.06;
  font-family: Georgia, "Times New Roman", serif;
  max-width:16ch;
}
.band-panel{
  padding:24px;
  border-radius:26px;
}
.band-panel p{margin:0; color:#39454d}

section{margin-top:46px}
.section-heading{
  display:flex; flex-direction:column; gap:8px; margin-bottom:20px;
}
.split-heading{
  display:grid; grid-template-columns:minmax(0,1fr) minmax(260px,.62fr); gap:18px; align-items:end;
}
.section-heading h2{
  margin:0;
  font-size:clamp(1.8rem, 3vw, 2.8rem);
  line-height:1.06;
  font-family:Georgia, "Times New Roman", serif;
}
.section-sidecopy, .process-note p{
  margin:0;
  color:var(--muted);
}

.guide-grid{
  display:grid;
  grid-template-columns:1.15fr .9fr;
  gap:18px;
}
.guide-card{
  border-radius:30px;
  padding:28px;
  min-height:230px;
  position:relative;
  overflow:hidden;
}
.guide-card:nth-child(1){grid-row:span 2; min-height:100%}
.guide-card:nth-child(1) h3{font-size:2rem}
.guide-card:after{
  content:"";
  position:absolute; inset:auto -30px -40px auto;
  width:150px; height:150px; border-radius:50%;
  background:radial-gradient(circle, rgba(195,155,99,.14), transparent 68%);
}
.featured-tilt{transform:rotate(-1.2deg)}
.note-tone{background:linear-gradient(180deg, rgba(255,253,250,.9), rgba(246,242,235,.85))}
.data-tone{background:linear-gradient(180deg, rgba(255,255,255,.86), rgba(236,243,241,.88))}
.guide-meta{
  display:flex; justify-content:space-between; gap:14px; align-items:center;
  color:var(--muted); font-size:.92rem; margin-bottom:16px;
}
.guide-meta strong{color:var(--accent); font-size:1.1rem}
.guide-card h3{
  margin:0 0 12px;
  font-size:1.55rem;
  line-height:1.05;
  font-family:Georgia, serif;
}
.guide-card p{margin:0; color:#38444c; max-width:32rem}
.card-foot{
  margin-top:20px; color:#516068; font-size:.93rem;
  padding-top:14px; border-top:1px solid var(--line);
}

.why-layout{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
.soft-panel{
  border-radius:28px;
  padding:28px;
}
.soft-panel h3{margin:0 0 10px; font-size:1.22rem}
.soft-panel p{margin:0; color:var(--muted)}

.process-steps{
  list-style:none;
  padding:0; margin:0;
  display:grid; gap:14px;
}
.process-steps li{
  display:grid;
  grid-template-columns:88px minmax(0,1fr);
  gap:18px;
  padding:20px 22px;
  border-radius:24px;
  background:rgba(255,255,255,.72);
  border:1px solid rgba(255,255,255,.7);
  box-shadow:var(--shadow-soft);
}
.step-no{
  width:66px; height:66px; border-radius:20px;
  display:grid; place-items:center;
  background:linear-gradient(135deg, rgba(45,100,89,.12), rgba(195,155,99,.18));
  color:var(--accent);
  font-weight:800;
}
.process-steps h3{margin:0 0 8px; font-size:1.15rem}
.process-steps p{margin:0; color:var(--muted)}

.faq-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:18px;
}
.faq-card{
  border-radius:24px;
  padding:24px;
}
.faq-card h3{margin:0 0 10px; font-size:1.1rem}
.faq-card p{margin:0; color:var(--muted)}

.inquiry-shell{
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(320px,.86fr);
  gap:20px;
  padding:22px;
  border-radius:36px;
  background:linear-gradient(180deg, rgba(255,255,255,.78), rgba(247,244,238,.82));
  border:1px solid rgba(255,255,255,.72);
  box-shadow:var(--shadow);
}
.inquiry-copy{
  padding:14px 12px 14px 10px;
}
.inquiry-copy h2{margin:0 0 14px; font-family:Georgia,serif; font-size:2.1rem; line-height:1.06}
.inquiry-copy p{color:#3e4951}
.contact-block{
  margin-top:24px;
  display:grid; gap:12px;
}
.contact-block p{
  margin:0; padding:14px 16px; border-radius:18px;
  background:rgba(255,255,255,.68);
  border:1px solid var(--line);
  display:flex; justify-content:space-between; gap:16px;
}
.contact-block span{color:var(--muted); text-align:right}
.inquiry-form{
  padding:22px;
  border-radius:30px;
  background:rgba(249,247,243,.92);
  border:1px solid rgba(24,32,38,.07);
}
.inquiry-form label{display:block; margin-bottom:16px}
.inquiry-form span{display:block; margin-bottom:8px; font-weight:600}
.inquiry-form input,
.inquiry-form select,
.inquiry-form textarea{
  width:100%;
  border:1px solid rgba(24,32,38,.1);
  background:#fff;
  border-radius:18px;
  padding:14px 15px;
  font:inherit;
  color:var(--ink);
}
.inquiry-form textarea{resize:vertical; min-height:120px}
.form-note{
  margin:14px 0 0; color:var(--muted); font-size:.92rem;
}

.site-footer{
  margin-top:34px;
  padding:26px 4px 0;
}
.footer-grid{
  display:grid;
  grid-template-columns:1.3fr .9fr .8fr;
  gap:18px;
  padding-bottom:18px;
}
.footer-grid p{margin:.25rem 0; color:var(--muted)}
.disclaimer{
  margin:18px 0 0;
  padding:18px 20px;
  border-radius:18px;
  background:rgba(255,255,255,.72);
  border:1px solid rgba(255,255,255,.72);
  color:#2f3b42;
}
.compact-footer{padding-top:10px}
.footer-address{color:var(--muted)}

.inner-page .topbar{padding-bottom:18px}
.legal-wrap, .thankyou-wrap{margin-top:16px}
.legal-hero, .thankyou-panel{
  padding:36px;
  border-radius:34px;
  background:rgba(255,255,255,.74);
  border:1px solid rgba(255,255,255,.76);
  box-shadow:var(--shadow);
}
.legal-hero p:last-child, .thankyou-panel p{max-width:44rem; color:#3d4850}
.legal-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:18px;
  margin-top:20px;
}
.legal-card{
  border-radius:26px;
  padding:24px;
}
.legal-card h2{margin:0 0 10px; font-size:1.15rem}
.legal-card p{margin:0; color:var(--muted)}

.address-strip{
  margin-top:20px;
  padding:18px 20px;
  border-radius:26px;
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:16px;
}
.address-strip p{margin:.2rem 0}
.address-strip p:last-child{color:var(--muted)}
.legal-navbox{
  margin-top:20px;
  padding:20px;
  border-radius:24px;
  display:flex; flex-wrap:wrap; gap:12px;
}
.legal-navbox a{
  padding:12px 16px;
  background:rgba(255,255,255,.82);
  border:1px solid var(--line);
  border-radius:999px;
}

.terms-list{
  display:grid;
  gap:14px;
  margin-top:20px;
}
.term-row{
  padding:24px 24px 22px;
  border-radius:26px;
}
.term-row h2{
  margin:0 0 8px;
  font-size:1.18rem;
}
.term-row p{margin:0; color:var(--muted)}

.thankyou-wrap{
  display:grid;
  grid-template-columns:minmax(0,1.18fr) minmax(260px,.82fr);
  gap:20px;
}
.thankyou-steps{
  display:grid;
  gap:12px;
  margin:24px 0 0;
}
.thankyou-steps div{
  display:flex; align-items:center; gap:14px;
  padding:14px 16px; border-radius:18px;
  background:rgba(255,255,255,.72);
  border:1px solid var(--line);
}
.thankyou-steps strong{
  width:36px; height:36px; border-radius:12px; display:grid; place-items:center;
  background:rgba(45,100,89,.12); color:var(--accent);
}
.thankyou-actions{display:flex; flex-wrap:wrap; gap:12px; margin-top:26px}
.thankyou-side{display:grid; gap:18px}
.side-card{
  border-radius:28px;
  padding:24px;
}
.side-card h2{margin:0 0 12px; font-size:1.15rem}
.side-card p{margin:.35rem 0; color:var(--muted)}

@media (max-width: 1024px){
  .hero-grid,
  .editorial-band,
  .guide-grid,
  .inquiry-shell,
  .thankyou-wrap,
  .split-heading,
  .footer-grid{grid-template-columns:1fr}
  .why-layout,
  .legal-grid,
  .address-strip{grid-template-columns:1fr 1fr}
  .guide-card:nth-child(1){grid-row:auto}
}

@media (max-width: 720px){
  .page-shell{padding:18px 14px 34px}
  .topbar{flex-direction:column; align-items:flex-start}
  .hero-copy, .legal-hero, .thankyou-panel{padding:28px 22px}
  .rail-card, .soft-panel, .guide-card, .faq-card, .legal-card, .term-row, .side-card{padding:22px}
  .hero-copy h1, .legal-hero h1, .thankyou-panel h1{font-size:clamp(2.1rem, 10vw, 3.4rem)}
  .why-layout,
  .faq-grid,
  .legal-grid,
  .address-strip{grid-template-columns:1fr}
  .process-steps li{grid-template-columns:1fr; gap:12px}
  .contact-block p{flex-direction:column}
}